Dear Concerned American,
I'm writing to you today with information every American needs to know…
In fact, must know.
The decisions you make based on this information will be critical to your well-being for many years to come. The kids and grandkids you hold in your arms will be protected (or not protected) by decisions you make today.
And in the near term? It could make the difference between getting the money you've worked for or losing it…
Having a nest egg to rely on… or working indefinitely into your 70s…
For some, it could mean the difference between filling up your car with gas or having to take public transportation…
Buying heating oil for your home or having to turn down your furnace for the winter.
And for all of us, it could mean losing the country we love.
You may be skeptical of what I'm about to show you. That's understandable…
What you're about to see and hear is not broadcast on the nightly news. Powerful political and corporate interests prevent this from being aired to the public in any serious way.
So please view this with an open mind until you see all of the facts.
People never thought a financial collapse would cost Americans half their savings.
Yet that's exactly what happened.
So please judge for yourself.
The ending to this story is being written as we speak.
And what happens in the coming weeks and months will determine whether or not 2008 was merely a prelude to a catastrophe a magnitude worse – and a predetermined fate that few seniors are aware of.
The beginning of this story starts with a simple number.
You see, numbers really do have meanings behind them. They stand for real things.
Until recently, the number I'm referring to didn't mean much to me. I'd heard it bandied about on every financial news outlet and media network throughout North America, Europe and Asia.
I study all this because I'm the publisher of a financial news organization, so it's my job to evaluate objectively reams of information each and every day.
Like most people, I thought the massive debt of the United States – that $16 trillion number I was referring to – was just an abstraction. A vague idea about government. Something that will all take care of itself in time.
And besides, just look at the markets – how well they're doing recently.
But then I studied the facts on my own.
Things like Social Security are paid for by the federal government. This year, the federal debt stands at $16 trillion. But here's the thing:
Last year it was $14.7 trillion… the year before that it was $13.5 trillion… the year before $11.9 trillion… And in 2005 it was $7.9 trillion.
So while our economy has stagnated, this debt has doubled in 7 years.
Okay, I thought. These are tough times. They're unusual. We can turn this around. And who cares, anyway? A government like the United States is strong. When things turn around, we can pay off the debt and be on our way.
Yet American seniors may have to get in line for the money they've already paid.
Just consider that:
Of course, all these bailouts are paid for with debt.
And that doesn't even include the prospect of more bailouts for the failing Post Office… Amtrak… the proposed Federal Infrastructure Bank… the upcoming "Green Bank"… or even the Export-Import Bank. They all add up. And so does the debt.
Right now, for instance, another big bailout is imminent – one that could affect the well-being of millions of people. Public Employee Pensions, you see, are on the verge of defaulting.
According to a 2011 assessment, the shortfall stands at $2.5 trillion across the board. Where will that money come from? Out of the pockets of seniors.
You see, only one state out of 50 is fully funded. Illinois has no way to pay for $54 billion of its $119 billion obligation… California is $59 billion in the hole and climbing… New Jersey's shortfall is $34 billion… You get the idea.
Now, at this point, I was alarmed, but not "over-the-top" concerned… Until I dug a little deeper…
… and looked at the interest you and I pay on government debt.
Last year it was $359 billion. The year before it was $454 billion… $413 billion before that… $383 billion before that.
All told, you and I have paid over $2 trillion in interest to China and other creditors in the past five years.
And yet I was shocked to learn that in the first fiscal quarter of 2013, that number now sits at $133 billion.
That means one thing: We're on track this year to record the highest interest payments in the history of the United States – $532 billion.
Think about this: Total revenue from corporate taxes in 2012 does not even cover HALF of the interest payments on our debt…
So, have we hit the point of no return? Is there another possible ending to this story where everyone gets paid?
Let's look further into the facts to find out…
Since 1931, the U.S. debt has increased every year except for four.
In fact, it's been growing at an exponential rate, meaning every year the increase gets larger and larger.
When a Treasury bond comes due, the U.S. government just sells another bond to pay off the previous one.
Given the short maturity of U.S. government bonds, it's very possible that in any given year, over $5 trillion in debts will come due.
By the way… That is roughly three and a half times the total annual tax receipts of the United States. At that rate we already know it would take decades to pay it off just a little every year.
BUT WHAT HAPPENS WHEN THE FEDERAL RESERVE CAN NO LONGER KEEP INTEREST RATES AT NEAR ZERO?
I've written that in capital letters for a reason. Because what happens when interest rates are allowed to rise to normal levels is INCOMPREHENSIBLE.
Look at this chart:

We've just had the lowest interest rates in the history of our country last year, at 1.53%.
My parents in their retirement used to supplement their income with the interest they got from CDs. With rates at 1.87% today, that's a losing proposition.
The highest interest rates have ever reached is 15.32%. But here's the thing: The mean rate is 4.64%. In essence, that's the average rate of interest over time.
What I'd like people to know is this: While Bernanke has artificially kept rates low to cater to his banking friends and help them make money…
They cannot be manipulated in this Madoff-style Ponzi scheme for much longer.
When they hit the mean, at 4.64%, the interest payments of the U.S. government will increase by 148%, more than one and a half times what they are now.
At current projections for 2020, that would take the interest payments on U.S. debt to $1.3 trillion a year.
But here's the thing: Our current total tax revenue stands at just $1.4 trillion.
Now, I'm not one to push my own conclusions on people. But I'll share mine here anyway.
Says renowned investment expert, Peter Schiff:
"This is precisely the way that Bernie Madoff ran his investment business. It 'worked' great for a while…"
You already know that this fiscal disease has its roots in the halls of the United States Congress and the corridors of the White House.
Like most diseases, it progresses slowly at first, over many years. Yet it devours its victims at an ever-increasing rate.
That's when life turns from hours into minutes, and minutes into seconds.
That's where we are now. Seconds.
The choices are few: To pay off our debts to China and other creditors, we would have to scrap everything the government does, including Social Security and Medicare. Taxes would have to rise an unimaginable 50%.
The only function of government would be to collect taxes and then cut checks to our creditors like China.
American seniors who've been paying taxes their whole lives will bear the price of Washington's folly… while Chinese bondholders are made whole.
Even worse, stocks will tank and bonds will dip to nothing. Tax hikes will be imposed and entitlements cut to the bone or eliminated altogether.
It'll be an unprecedented era of American austerity.
YET LISTEN UP: You can absolutely avoid this fate.
And there's no reason on earth not to. That's why I'm writing to you today...

I want to give you something for FREE that shows you in plain language 1) the inevitability of the coming economic crisis; 2) how to avoid it; and 3) how to gain significant wealth by making a few crucial moves.
It's all in the bestselling book from renowned author Peter Schiff. It's called: The Real Crash: How to Save Yourself and Your Country.
After you read it, everything will make perfect sense. Like the way the first two crashes we've lived through since 2000 are leading to, and creating, what historians will one day call "the worst crash in our history":
Built up by every bubble preceding it, the government bubble is set to be the most devastating.
That's why it's so important to get a copy of The Real Crash. You'll immediately discover:
Of course, this is just the beginning of the financial life rope you're going to receive. You're also going to discover:
A proven tool for scoring dozens of safe, repeating gains of up to 71%, 88% – even as much 107%.
The facts are clear right now. The United States government can never pay off the debt it has. It's beyond the point of no return.
The choice is either to default on China and other creditors, or quit paying our seniors the money they've put into their retirement.
That's why it's critically important to get a copy of The Real Crash before this thing hits. And you can get it absolutely FREE, as you'll see in a moment.
Of course, not everyone will listen. But I promise, those who do will be thanking their lucky stars they took action when they did.
If you've been tuned in to the investing scene since 2008, you may already know Peter Schiff, or at least heard about him.
Aside from running Euro-Pacific Precious Metals, Schiff has been published, interviewed, or quoted in almost every major source of financial news. From Fortune Magazine to The Wall Street Journal to The Washington Post – Schiff's been a major force.
He's also appeared on most every major financial television and radio program on the air – on such networks as Fox, MSNBC, CNBC, Bloomberg and more.
And there's a simple reason for this intense interest in his message.
It's because he's got an uncanny record for being right about what's coming down the pike for investors.
The end result: Just over a year later, the meltdown that became the Great Recession began.
The end result: Eight months later, the subprime mortgage bubble burst, triggering the Crash of 2008.
The end result: All of this happened, just like falling dominoes.
Schiff's also on record predicting inflation, skyrocketing gold, and correctly calling the 2009 stock market for what it truly was: A big, stinking "bear market rally."
And he's been right about all of it! And not just in TV sound bites.
One of Schiff's bestselling titles could've protected you from the worst of the Great Recession – starting way back in February of 2007!
More than a year before the mainstream pundits started sounding the alarm about a possible U.S. market crash, Schiff had the whole disaster mapped out for anyone who would listen.
It was all in his first book: Crash Proof: How to Profit from the Coming Economic Collapse.
In Crash Proof, Schiff was one of the first to expose the U.S. government's fiscal and monetary policies as ridiculously dangerous. He also raised alarm bells for:
Schiff predicted what was going to happen, when it was coming, and why it was happening.
He also outlined exactly what you could do to keep the Great Recession from slicing your wealth in half. And what's even more amazing – how you could have made huge gains as it blew up.
In fact, Schiff showed his readers how they could:
Imagine how valuable every bit of advice could have been for millions of Americans had they acted on it before the Great Recession. Had they understood, and known what to do.
That's why I want you to have a copy of Schiff's newest book, The Real Crash: How to Save Yourself and Your Country, at my expense.
This government bubble is set to become the single biggest catastrophe of our time, creating a systemic financial collapse that will be fatal for too many innocent people.
Walk in your bookstore, and you'll fork over $25.99 for this hard-bound volume. But right here, you won't pay a penny to help protect your life savings. It's free. (You won't even pay shipping.)
Please take your copy of this book now. America is being consumed from within. Will China suck every penny from our citizens? Will the Federal Reserve raise interest rates and bankrupt the United States? Will Social Security even exist? You don't want to be caught off guard.
You're dealing with a government bubble that includes:
Most importantly, Schiff offers you actionable solutions – 16 concrete changes that regular Americans can demand to avoid the coming collapse.
And to save the money you've spent years working for, Schiff offers 11 ways to "inoculate" yourself from America's fiscal disease.
You won't believe what these are, either – until you hear Schiff's reasons why you should do them.
For instance:
These incredible strategies are waiting for you in the The Real Crash.
Even more, Schiff gives you specific investment tactics to help you preserve and grow your assets even as America goes belly-up bankrupt.
FIND OUT: How to Lock in Lifetime Payment from Secure Sources
For five decades, (1950 to 2000) American companies appreciated nicely, and made investors good money. Today, that's a thing of the past. The S&P's been flat for 12 years.
But as Schiff shows you, you can let quality companies (both U.S. and abroad) pay you generously to own them. All the specifics begin on page 285.
FIND OUT: Why and How to Keep Cash on Hand without Losing Your Shirt
The biggest mistake investors make is not having sufficient assets in cash. But just hanging onto cash can be a big money loser. It can depreciate fast in a high-inflation environment, like the one we're heading into.
Most investors move into the so-called "safety" of bonds. But one popular investment in particular should be avoided at all costs. It's touted as the best protection from inflation. The truth is, it's just the opposite.
Schiff explains every detail on page 286.
FIND OUT: The Exact Amount of Gold You Should Own Today
"Over the past decade, gold has outperformed any stock market," says Schiff on page 288. There is no such thing as a crash-resistant portfolio that doesn't have gold in it.
But most investors aren't holding the right amount of gold. You may absolutely need much more than you think, especially as the U.S. is forced to debase the dollar to pay off China and its other foreign debt.
(That's the biggest reason why Schiff predicts that gold will hit $5,000 within the next two years.)
If you're holding the right amount of the yellow metal, you could be sitting pretty while everyone else is burning money for heat.
For details, see page 287 of The Real Crash.
You're also going to get much more. The Real Crash will show you:
As promised, you can get your copy of The Real Crash for free. No shipping costs and no questions asked, just for accepting a 100% risk-free trial membership to The Money Map Report.
For nine years now we've been helping people grow their wealth in every possible way. It hasn't always been easy, but our track record has proved extremely advantageous for our readers, as you'll see below.
Our motto is simple. Grow your money or lose it. It's a simple choice in this mixed-up world…
Yields are being crushed by misguided central bankers who don't understand how real money works. Wall Street is doing everything it can to fleece the average investor. Politicians can't be bothered to excise the disease that's eating America from within.
Instead, they're focused on bigger debt, creating a hand-out society, and promoting their own re-election.
And confidence is in short supply. Investors have to take matters into their own hands to achieve financial independence. They have to learn how to:
That's where The Money Map Report comes in. It's our mission to help as many people as possible create wealth they can bank on, day in and day out.
Our goal is to 1) show you what's coming down the pike; 2) give you every tool possible for a chance at making oversized gains and income you need to reach financial wealth quickly; and 3) help you transcend the catastrophe and give you the peace of mind you deserve.
Of course, you'll want proof of these bold claims. So just take a look at the 50/40/10 Investing Strategy created by our Chief Investment Strategist, Keith Fitz-Gerald, below. Readers of the Money Map Report benefit from it every day.
Fitz-Gerald's amazing strategy is a godsend, with a track record that's jaw-dropping.
Here's what you'll want to look at in the chart below:

Had you invested $10,000 in the S&P Index on August 1, 2000, you would have lost 4.8% of your money. After more than 12 years, you'd be in the hole right now. That's a fact.
So many friends and relatives I know have yet to make up their losses. And it's a shame, especially after years of hard work.
But take the 50/40/10 Strategy created by Keith, and you could be in a life-changing position.
All the back-testing results of this strategy show you that you could be sitting on nearly three and half times more money than you started with – over $33,888, just by following the Money Map Method's 50/40/10 Strategy.
Or, if you'd prefer to see the actual numbers that make up this chart, here they are.
| 50-40-10 | S&P 500 | |
| 8/1/2000 | $10,000.00 | $10,000.00 |
| 2/29/2000 | $11,549.91 | $9,180.72 |
| 12/31/2001 | $12,524.16 | $7,983.31 |
| 12/31/2002 | $12,506.54 | $6,117.93 |
| 12/31/2003 | $16,239.56 | $7,731.87 |
| 12/31/2004 | $18,321.14 | $8,427.23 |
| 12/30/2005 | $20,609.64 | $8,680.13 |
| 12/29/2006 | $23,458.30 | $9,862.32 |
| 12/31/2007 | $25,642.82 | $10,210.42 |
| 12/31/2008 | $20,071.20 | $6,280.86 |
| 12/31/2009 | $26,139.26 | $7,753.98 |
| 12/31/2010 | $30,242.43 | $8,745.15 |
| 12/30/2011 | $32,621.18 | $8,744.87 |
| 11/27/2012 | $33,888.43 | $9,517.49 |
| 238.88% | -4.83% | |
| $33,888.43 | $9,517.49 |
You can see, year after year, how the 50/40/10 Strategy trounces the regular market.
Imagine turning every losing investing year into a winner for yourself.
From where I'm sitting, it's really no wonder that Keith's been crushing the S&P for years, across the whole gamut of market conditions...
That's because, as the publisher of The Money Map Report, I'm the first one to see the incredible wins he's posting for our readers.
For instance, right now, a full 78% of the recommendations in this Money Map model portfolio are in the win column...
This includes short- and medium-term gainers of 56%, 63%, 87%, 96% – plus TWO separate scores of more than 97%!
And that's not to mention the 44 other double- or triple-digit wins Keith's rung up for his readers across the board since the Great Recession began in 2008.
Based on this track record, there's no doubt in my mind that Fitz-Gerald is the perfect analyst to lead you through the REAL crash heading our way...
With your assets not only intact – but the opportunity to be multiplied by over three times.
How does Fitz-Gerald nail so many winners, so consistently?
His secret is the proprietary 50/40/10 Strategy and his amazing Money Map Method.
The main objectives of this method are:
You see, one of the secrets behind these incredible gains is that exactly which stocks you buy doesn't matter. Once you understand where to concentrate investments, making the gains becomes almost like clockwork.
You can get every detail on this methodology in Keith's brand-new book. It's called The Money Map Method: Lifelong Wealth in a World of Runaway Debt.
And it's also yours completely FREE when you sign up for The Money Map Report – at absolutely no risk to you.
In this book, you'll learn (among 29 other key concepts):
Beyond all this, you'll get the complete, specific breakdown of Keith's proprietary 50/40/10 Strategy.
This method doesn't just focus on stocks (like so many others) – it actually transcends specific investment vehicles to find value wherever it lies...
(Please note: This is the FIRST TIME that the nuts and bolts of The Money Map Method have ever been released to the public.)
And as I said earlier, it's yours FREE in Keith's new book, The Money Map Method: Lifelong Wealth in a World of Runaway Debt.
I've been around the financial publishing block many times, for many years now. And I've seen a lot of "gurus" and "systems" come and go.
But I've never seen an investment-targeting strategy that's anything like The Money Map Method.
And once again, The Money Map Method is yours at no charge, just for accepting this risk-free trial today. You'll also get the entire portfolio immediately, along with crash-proof techniques you can start using at once.
And don't forget Peter Schiff's The Real Crash also at no charge to you.
I'm utterly convinced that this information will give you the "cure" for the fiscal disease that's about to decimate America.
Yet the fact is this is just a small part of what you get once you activate your subscription to The Money Map Report. You'll also receive:
I think you'll agree, that's an incredible package at any price.
But because this "cure" I'm offering is so important – not just to you, but to anyone who cares about his future and the future of our country…
I'm willing to take one giant leap…
I believe strongly that the best chance to survive and thrive in the coming months is to get The Money Map Report and everything that comes with it.
It's so important that we're cutting the price by 53% – more than HALF OFF for as long as our supplies of these important books last.
So instead of paying the $129 for a year's worth of The Money Map Report and all its benefits, you'll pay only $49.50.
Remember, this service is 100% money-back guaranteed for a full 90 days.
If you're not overly satisfied with The Money Map Report for ANY reason, just let us know and you'll receive a friendly, prompt refund of every penny you paid. And you'll get to keep both books, with our compliments.
No fine print, and no questions asked.
Take a moment and click here to view our secure order form.
Once you sign up, we'll ship you Peter Schiff's The Real Crash for free. As well as Keith Fitzgerald's The Money Map Method: Lifelong Wealth in a World of Runaway Debt at no cost.
You'll also get two more invaluable Special Investing Reports at no cost.

Tomorrow's Overtakers – As bad the U.S. financial institutions may get, one thing still holds true: Companies with high brand recognition, worldwide operations, rock-solid balance sheets and increasing revenue coming from developing and emerging markets will outperform. Not only are these the single largest defensive investments in terms of their low betas, but they also inherently possess the maximum upside. Trust highly motivated business leaders familiar with "real money" to reinvigorate the global economy – not the politicians, who view "billions" as mere footnotes in budget bills and have no clue how money actually works.

The Power of Options – One of Keith's most lucrative techniques for slashing your portfolio risks and making you more money is to use options. It used to be that "buy and hold" was the only investing strategy you needed. Not anymore. In this forever-changed investing world, if you still aren't trading options, you're depriving yourself of one of the most versatile and reliable moneymaking tools out there. This 54-page report shows you every detail on how you can get started.
But to get all this, you must hurry.
If you're like me, at 55 years of age (or older), it's imperative that you protect what you've worked so many hard years for. And that you have the opportunity to keep growing your money in this runaway world. It's a necessity that we keep doing this.
That's why I've pulled together this unique offer. It's our mission to help as many people as possible reach their financial goals. Fighting the disease that's attacking America from within is critical at this point.
If we want to survive, we have to make dollars faster than the government can sabotage their value...
Sign up for your risk-free trial of The Money Map Report. Get Peter Schiff's The Real Crash and Keith Fitz-Gerald's Money Map Method books for free.
Read the Special Reports… get the monthly recommendations…
Review the Special Intel Reports… the split-second alerts, and all that comes with your membership to The Money Map Report.
Plus enjoy the huge savings – more than HALF OFF the regular price.
And of course, you'll get this all with an unconditional risk-free guarantee.
Now it's up to you.
Go on, give yourself a fighting chance.
The disease our country's battling need not be terminal for you and your family.
Just click here for a financial "cure" that can only come from The Money Map Report.
Or call 1.866.460.9039 (or 1.443.353.4384 for international callers) during business hours and mention Priority Code WMMRP143.
Sincerely,

Mike Ward
Publisher, The Money Map Report
January 2013
P.S. Please do not forward this message to friends or acquaintances. I have a limited number of copies of Peter Schiff's The Real Crash and Keith Fitz-Gerald's Money Map Method books to distribute for free. Once they are gone, this offer will not be available. Please view the secure order page while you have the chance. Act now.
JOIN THE MONEY MAP REPORT HERE
* Hypothetical performance results have many limitations, some of which are described below. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. In fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program. One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk in actual trading. For example, the ability to withstand losses or adhere to a particular trading program in spite of trading losses are material points which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific trading program which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual trading results.